If you’ve been renting a house and have just purchased your 1st house, this can be a very exciting time for you. Before you close escrow, you will be required to purchase home insurance in california. Most lenders require evidence of home insurance before your Escrow closes and before you take ownership of your house.
Did you have renters insurance before? If so, then check with your San Diego renters insurance agency for a quote on home insurance. You might also check with the company that your car insurance for a home insurance quote. You can usually get a significant discount and save on both your home and your car insurance by packaging your insurance needs with one company.
Just make sure that you have your home insurance in place and provide your certificate of home insurance to your escrow company so that your escrow isn’t delayed. Often times your home insurance or hazard insurance is the last thing that you shop for before your escrow closes. Make sure that you compare home insurance quotes ahead of time so that you can find the best coverage and rate for your needs. Besides home insurance, your local agent can also help with apartment building insurance.